Description: This report presents the results of the most recent study of individual life insurance lapse experience in the United States conducted jointly by LIMRA International and the Society of Actuaries (SOA).

Description: This study estimates the number of COVID-19 confirmed cases and reported deaths by hospital referral regions (HRR) using Johns Hopkins University COVID-19 data by U.S. county and the Dartmouth Atlas Project division of counties into HRRs.

Description: The attached report presents the results of a survey whose purpose was to explore the various uses of technology by life insurance companies. The survey was conducted by the Technology Survey Subcommittee of the Society of Actuaries Life Insurance Mortality and Underwriting Survey Committee. The primary focus of this survey was the impact of technology on mortality studies and underwriting.

Description: In this interactive forum, presenters will share best practices to get the most out of your AU program. Explore trends in regulations, big data tools and predictive models. Case studies will be used to illustrate how monitoring results can provide actionable information for management to update programs and what it all means for accelerated underwriting programs. Attendees will come away with a better understanding of how tools are evolving, regulatory trends and best practices for explaining decisions to applicants, as well as targeted changes to accelerated underwriting programs

Description: This presentation was given at the 2016 SOA Annual Meeting and presents results of an Older Issue Age Mortality Analysis

Description: Annual long-term lapse study examining the lapsation of ordinary insurance in the U.S. between 1986 and 1987 policy anniversaries.

Description: This article discusses the implications of a groundbreaking test that can help people determine how long they have left to live.

Description: This report provides the mortality experience from 1972 to 1977 policy anniversaries on Standard Ordinary Insurance policies.

Description: Against a background of recent capital market downturns, this article discusses the need for increasing the focus on risk control with respect to variable annuity and life products. This article originally appeared in the September 14, 1998 issue of The National Underwriter, a publication of the National Underwriter Company, and is reprinted here with permission.

Description: The Committee on Life Insurance Mortality and Underwriting Surveys of the Society of Actuaries Research Institute sent companies a survey in May of 2019 on mortality improvement practices. Note this survey was completed prior to the onset of COVID-19, so that issue was not addressed in this survey. The purpose of the Survey was to examine mortality improvement practices with respect to life insurance and annuity pricing and financial projections in both the U.S. and Canada.